Application Process | Income Eligibility | Download Application

Tenants of MEND’s rental housing must comply with income requirements mandated by the relevant government agencies that provide funding for the development, construction and operation of MEND’s properties. There are maximum income levels to insure that MEND housing is provided to tenants of low and moderate income; and there are minimum income levels to insure that tenant’s are financially capable of paying the monthly rent and utility charges.

Minimum Income Levels/Guidelines:

A tenant’s monthly rent and utility charges can generally not exceed 40% of monthly gross income for senior citizens and the disabled; and cannot exceed 30% for non-elderly individuals and families with guidelines currently as follows:

Tenancy	# Family Members	Minimum Annual Income
Individuals/Families	1-2	$22,000
	3-4	$25,000
	5-6	$27,000

Seniors Citizens/Disabled	1	$14,500
Seniors Citizens/Disabled	2	$15,500

Current Maximum Income Levels:

Tenant Family Size	Percentage of Area Median Income/ $ Annual Income
Number of Persons	80%	60%	50%	30%
1	43,900	32,940	27,450	16,450
2	50,150	37,620	31,350	18,800
3	56,400	42,300	35,250	21,150
4	62,650	46,980	39,150	23,500
5	67,700	50,760	42,300	25,400
6	72,700	54,540	45,450	27,300

The applicable Percentage of Area Median Income depends on the specific apartment that is being rented since MEND’s portfolio of apartments encompasses many different types of government funding programs. The maximum annual income figures above are published by the NJ Council on Affordable Housing (COAH) and are revised annually. (There are similar income guidelines published annually by the US Department of Housing and Urban Development and the NJ Housing and Mortgage Finance Agency.)